Premier plans offer your employees access to the Delta Dental Premier Network, one of the largest dental networks nationally and the largest in Oregon. Almost 90% of dentists participate in the network. Employees with this plan have the freedom to choose their own dentist. When they see Delta Dental Premier Network providers, there is no balance billing.
These plans help you save costs by connecting your employees with providers in the Delta Dental PPO Network, one of the largest preferred provider organization (PPO) dental networks in Oregon. Almost 50% of Oregon dentists are PPO providers. Dentists agree to accept the Delta Dental PPO Network fee, which is typically lower than other networks.
Employees with PPO plans have more choice and control over their out-of-pocket costs. When they use Delta Dental PPO dentists, they receive their plan's best benefit level and enjoy the most savings. If they wish, your employees can also use out-of-network providers at a reduced benefit level. As long as they see participating dentists, there is no balance billing.
With EPO plans, your employees get a higher level of benefits than with the PPO plans, but they must see Delta Dental PPO contracted providers. This exclusive provider option does not pay for services provided from a Premier or non-contracted dentist. Care from providers outside this network is not covered, except for emergency services.
These plans help your employees prevent serious and expensive dental services down the road. Preventive services do not apply to the annual maximum. By saving on preventive care, your employees can use their annual maximum for other services.
In partnership with Willamette Dental Group, we offer Direct Option plans. These plans include a network of Willamette Dental Group providers to pair alongside our nonvoluntary Delta Dental Plans for all groups size five to 99. We manage the enrollment, billing, claims and customer service for both plans, making administration easy for everyone.
Our Delta Dental Premier Shining Smiles plan offers child-only benefits to members under age 19. It also meets the federal pediatric essential health benefits (EHB) requirement.
Groups can purchase this plan even if no one enrolls right away.
With these Delta Dental and Direct Option voluntary plans, your employees get the same great value and variety as with non-voluntary plans, as well as flexible group contribution and participation.
To receive a proposal for a group of 51 or more, please provide the following:
Please ensure that your documents are legible. Keep in mind that requests for proposals lacking required information will cause delays in processing. You may submit your request by mail or fax it to the Delta Dental Sales & Account Service team at:
Delta Dental Insurance Company
601 West 5th Ave., Suite 305
Anchorage, Alaska 99501
Quote turnaround time:
Every plan includes access to our Employer Dashboard. You can use the dashboard to manage your employees benefits, pay invoices, access plan materials and much more.
Your employees can use their Member Dashboard to view their claims and benefits, and to access many resources created to help them manage their health.